I have listed a new property at 6308 145A ST in Edmonton.
Adorable updated Bungalow in Riverbend, w/a beautifully PRIVATE landscaped yard & composite deck. Newer Kitchen 2017 w/quartz countertops, recessed modern lighting, platinum appliances & a double farmhouse sink. Newer windows 2010 & 2019(living room), Hardwood floors 2017yr, NEW ROOF & hot water tank 2019yr, & FURNACE 2013. Features 3 spacious bedrooms upstairs, a 3pc ensuite and walk through closet. Sunken living room, and sitting room with fireplace and French doors to the patio. Downstairs you'll find a 4th bedroom, 3pc bathroom, a great room, and laundry with a large sink. There is loads of storage in this home! Single oversized garage attached that is heated w/RV parking along side,and room for 4 cars on the driveway! The SELLER is offering the BUYER a CHANCE to win $5000.
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I have listed a new property at 11251 101 ST in Edmonton.
Perfect starter home with MORTGAGE HELPER. A cute character Bungalow, with renovations such as ROOF 2007,FURNACE 2019 WINDOWS 2007, Appliances 2007, 100 Amp service, newer plumbing in kitchens and baths. Situated walking distance to Royal Alexandra Hospital, Glenmore Rehab Hospital, NAIT, Kingsway Mall and Downtown. Located on bus route. 2 Bedrooms up, and one bedroom Nanny suite down with shared laundry, and separate entrances.
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Please visit our Open House at 5 PARK LANE in Sherwood Park.
Open House on Saturday, June 22, 2019 11:00AM - 1:30PM Check out this Charming Bungalow that back onto park land, across the street from Millennial Place. The real bonus is that this home is built on 2 separate titled lots! Set on a quiet street but very near all the amenities that you want. Walk your dog on miles of greenspace right outside your front door! Sherwood Drive, turn at Millennial Place onto Oak St. Take first left off of Oak onto Park Lane. No through road with lots of parking.
Welcome to your amazing garden home. In a double lot, literally surrounded on all sides by parks and a golf course, lies this hidden treasure.You enter from a low-traffic paved lane into this gardener’s dream and a haven of four-season comfort: cooled by quality Lennox A/C through the summer and warmed by a high-efficiency furnace and wood-burning stove for cozy enjoyment of winter months. Whether you’re gazing at the quiet park directly outside your glorious solarium (no noisy front street!) or jumping on your XC skis to hit the tracks right outside your door, you’ll love the immediate connection to a ring of parkland in every direction. Mere steps to Broadmoor Lake Park, Festival Place, the Broadmoor Golf Course, Kinsmen Leisure Centre and easy walking distance to schools. The detached double garage is an ideal workshop, with a newer door and custom laid paving-stone drive pad. Your garden and lawns are equipped with a computer-controlled irrigation system for carefree maintenance.
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Please visit our Open House at 1914 32A ST in Edmonton.
Open House on Saturday, June 8, 2019 1:00PM - 3:00PM
Beautiful spacious family home in Laurel available to the next lucky family. Features a gorgeous landscaped walkway and back yard w/ deck and stone inlaid patio space. Inside you find 3 bedrooms up +1down. On the main floor just off the entry with dark maple hardwood floors is the den/dining room, a great space for any small business owner. The space flows into a bright living room w/fireplace,large windows and open floor .The kitchen is a beautiful social space adorned w/white granite countertops,dark maple cabinets, a large island w/barstools, for family and friends to gather. The walkthrough pantry from the mudroom is very convenient for putting groceries away! Just off the kitchen is dining/nook area, a great space for large gatherings! Upstairs you find a vaulted bonus room, wide hallways and 3 spacious bedrooms. Master bedroom has 2 walk in closets, and a gorgeous 5pc ensuite. Laundry pair is upstairs. Downstairs is partially finished with a great room & bedroom, HOT WATER on DEMAND & vinyl flooring
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I have listed a new property at 1914 32A ST in Edmonton.
Beautiful spacious family home in Laurel available to the next lucky family. Features a gorgeous landscaped walkway and back yard w/ deck and stone inlaid patio space. Inside you find 3 bedrooms up +1down. On the main floor just off the entry with dark maple hardwood floors is the den/dining room, a great space for any small business owner. The space flows into a bright living room w/fireplace,large windows and open floor .The kitchen is a beautiful social space adorned w/white granite countertops,dark maple cabinets, a large island w/barstools, for family and friends to gather. The walkthrough pantry from the mudroom is very convenient for putting groceries away! Just off the kitchen is dining/nook area, a great space for large gatherings! Upstairs you find a vaulted bonus room, wide hallways and 3 spacious bedrooms. Master bedroom has 2 walk in closets, and a gorgeous 5pc ensuite. Laundry pair is upstairs. Downstairs is partially finished with a great room & bedroom, HOT WATER on DEMAND & vinyl flooring
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I have listed a new property at 5 PARK LANE in Sherwood Park.
Welcome to your amazing garden home. In a double lot, literally surrounded on all sides by parks and a golf course, lies this hidden treasure.You enter from a low-traffic paved lane into this gardener’s dream and a haven of four-season comfort: cooled by quality Lennox A/C through the summer and warmed by a high-efficiency furnace and wood-burning stove for cozy enjoyment of winter months. Whether you’re gazing at the quiet park directly outside your glorious solarium (no noisy front street!) or jumping on your XC skis to hit the tracks right outside your door, you’ll love the immediate connection to a ring of parkland in every direction. Mere steps to Broadmoor Lake Park, Festival Place, the Broadmoor Golf Course, Kinsmen Leisure Centre and easy walking distance to schools. The detached double garage is an ideal workshop, with a newer door and custom laid paving-stone drive pad. Your garden and lawns are equipped with a computer-controlled irrigation system for carefree maintenance.
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Please visit our Open House at 21 3075 TRELLE CRES in Edmonton.
Open House on Saturday, May 25, 2019 2:00PM - 4:00PM 2 bed 2 bath townhome with hardwood floors, stainless appliances and a double attached garage. Gorgeous!
Best value in the neighbourhood! Spacious 2 bed Townhome, in beautiful condition, complete w/stainless appliances, hardwood floors, alarm system, built in 2006,in 1139 sq feet of living space! Front yard features a fenced space w/ upgraded artificial turf to minimize your maintenance! Double attached garage leaves plenty of room for vehicles and storage.You never have to park your car outside in the snow again!(HOORAY!) Through the garage, you enter the laundry & large storage room. Up one flight is the main living space which is beautiful and bright with lots of natural light. Boasting beautiful wood shaker kitchen cabinets, hardwood floors that shine, 5 stainless appliances, south facing sundeck, a comfortable living room and a 2 pc bathroom. Upstairs you will find 2 very large bedrooms, both big enough for king size beds, both with grand walk in closets! A den space between the two and a 4 pc bathroom. The SELLER is offering the BUYER a CHANCE to win $5000, so book your showings today w/Michele.
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Please visit our Open House at 2 8304 107 ST in Edmonton.
Open House on Saturday, May 25, 2019 11:00AM - 1:00PM Come and view the cutest 1bed,1bath condo with low condo fees, near University of Alberta, and 1 block off of Whyte Ave. Perfect for Students or Professionals alike! Situated along new bike path.
Adorable 1 bedroom condo, with lots of natural light , comes FULLY FURNISHED and move in ready in Garneau. Set on a beautiful tree lined street(83rd Ave) , located 1 block off of Whyte Ave's Shopping Restaurant & Pub scene. Ready for 2019 University year, or the Professional who wants a SIMPLE AFFORDABLE CENTRAL location! On BUS ROUTE or NEW bike path to UNIVERSITY of ALBERTA. Low condo fees include heat, water/sewer, and pets allowed with board approval. Blocks away from the Strathcona Farmers Market open every weekend. Comes with 1 assigned parking stall w/power, and the building offers free laundry use.“The SELLER is offering the BUYER a CHANCE to win $5000"
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Please visit our Open House at 5 PARK LANE in Sherwood Park.
Open House on Saturday, May 11, 2019 11:30AM - 2:00PM Join me for a cuppa hot cocoa, and smores over a bonfire and view this perfect Bungalow in Broadmoor Estates. Sherwood drive, turn towards Millennial Place onto Oak St, and directly first left right away onto Park Lane. Its a no through road, and not labeled. Follow signage. yes
Cozy Bungalow home in Broadmoor Estates, backing onto a PARK LAND! Practice your chip shot in your back yard , the park land, because nobody lives behind you!Walking distance to Festival Place, GOLF, Leisure Center, Arenas, Playground, and a Public Library. Walk your dog for miles, just out your front gate! HOME with 2 TITLES, potential DUPLEX DEVELOPMENT with R2A zoning!This home is in great shape and has a sun-room to ensure lots of natural light infuses the living space. With some fabulous features such as cheater en-suite, air conditioning, gas stove, built in vacuum, laundry chute, newer windows and roof. Outside you will find an oversize detached/insulated garage, beautiful brick inlaid driveway, hedged in and VERY PRIVATE, IRRIGATED lawn & gardens, that are adorned by concrete curbing, a fire pit, a fenced off dog run, and colorful mature landscaping to complete the package.The SELLER is offering the BUYER a CHANCE to win $5000!!
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Please visit our Open House at 5 PARK LANE in Sherwood Park.
Open House on Saturday, May 11, 2019 11:30AM - 2:00PM Join me for a cuppa hot cocoa, and smores over a bonfire and view this perfect Bungalow in Broadmoor Estates. Sherwood drive, turn towards Millennial Place onto Oak St, and directly first left right away onto Park Lane. Its a no through road, and not labeled. Follow signage. yes
Cozy Bungalow home in Broadmoor Estates, backing onto a PARK LAND! Practice your chip shot in your back yard , the park land, because nobody lives behind you!Walking distance to Festival Place, GOLF, Leisure Center, Arenas, Playground, and a Public Library. Walk your dog for miles, just out your front gate! HOME with 2 TITLES, potential DUPLEX DEVELOPMENT with R2A zoning!This home is in great shape and has a sun-room to ensure lots of natural light infuses the living space. With some fabulous features such as cheater en-suite, air conditioning, gas stove, built in vacuum, laundry chute, newer windows and roof. Outside you will find an oversize detached/insulated garage, beautiful brick inlaid driveway, hedged in and VERY PRIVATE, IRRIGATED lawn & gardens, that are adorned by concrete curbing, a fire pit, a fenced off dog run, and colorful mature landscaping to complete the package.The SELLER is offering the BUYER a CHANCE to win $5000!!
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Please visit our Open House at 2 8304 107 ST in Edmonton.
Open House on Saturday, May 4, 2019 11:00AM - 1:00PM Check out this adorable condo before its gone! Text my number on front door for access to view.
Adorable 1 bedroom condo, with lots of natural light , comes FULLY FURNISHED and move in ready in Garneau. Set on a beautiful tree lined street(83rd Ave) , located 1 block off of Whyte Ave's Shopping Restaurant & Pub scene. Ready for 2019 University year, or the Professional who wants a SIMPLE AFFORDABLE CENTRAL location! On BUS ROUTE or NEW bike path to UNIVERSITY of ALBERTA. Low condo fees include heat, water/sewer, and pets allowed with board approval. Blocks away from the Strathcona Farmers Market open every weekend. Comes with 1 assigned parking stall w/power, and the building offers free laundry use.“The SELLER is offering the BUYER a CHANCE to win $5000" Call for details.
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I have listed a new property at 2 8304 107 ST in Edmonton.
Adorable 1 bedroom condo, with lots of natural light , comes FULLY FURNISHED and move in ready in Garneau. Set on a beautiful tree lined street(83rd Ave) , located 1 block off of Whyte Ave's Shopping Restaurant & Pub scene. Ready for 2019 University year, or the Professional who wants a SIMPLE AFFORDABLE CENTRAL location! On BUS ROUTE or NEW bike path to UNIVERSITY of ALBERTA. Low condo fees include heat, water/sewer, and pets allowed with board approval. Blocks away from the Strathcona Farmers Market open every weekend. Comes with 1 assigned parking stall w/power, and the building offers free laundry use.
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I have listed a new property at 21 3075 TRELLE CRES in Edmonton.
Best value in the neighbourhood! Spacious 2 bed Townhome, in beautiful condition, complete w/stainless appliances, hardwood floors, alarm system, built in 2006,in 1139 sq feet of living space! Front yard features a fenced space w/ upgraded artificial turf to minimize your maintenance! Double attached garage leaves plenty of room for vehicles and storage.You never have to park your car outside in the snow again!(HOORAY!) Through the garage, you enter the laundry & large storage room. Up one flight is the main living space which is beautiful and bright with lots of natural light. Boasting beautiful wood shaker kitchen cabinets, hardwood floors that shine, 5 stainless appliances, south facing sundeck, a comfortable living room and a 2 pc bathroom. Upstairs you will find 2 very large bedrooms, both big enough for king size beds, both with grand walk in closets! A den space between the two and a 4 pc bathroom. The SELLER is offering the BUYER a CHANCE to win $5000, so book your showings today w/Michele.
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I have listed a new property at 5 PARK LANE in Sherwood Park.
SUBDIVIDABLE LOT with HOME , 2 TITLES, potential for DUPLEX DEVELOPMENT with R2A zoning! The property currently features a Bi-level home that's been meticulously maintained, in Broadmoor Estates, backing onto a greenbelt! Walking distance to Festival Place, Leisure Center, Arenas, great playgrounds, and a Public Library. Conveniently walk your dog for miles, just out your front gate! This home is in great shape and has a sun-room to ensure lots of natural light infuses the living space. With some fabulous features such as cheater en-suite, air conditioning, gas stove, built in vacuum, laundry chute, newer windows and roof. Outside you will find an oversize detached/insulated garage, beautiful brick inlaid driveway, hedged in and VERY PRIVATE, IRRIGATED lawn & gardens, that are adorned by concrete curbing, a fire pit, a fenced off dog run, and colorful mature landscaping to complete the package.
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I have listed a new property at 9 8304 107 ST in Edmonton.
FULLY RENOVATED 2-Bedroom PENTHOUSE w/BALCONY. Completely UPDATED, within walking distance to the UNIVERSITY of ALBERTA campus with quick access to transit. Inside, the FULLY FURNISHED super bright suite you'll find to be MOVE IN READY, including In-suite LAUNDRY, includes all LINENS, Furniture and a FULLY EQUIPPED KITCHEN. Located on the top floor with no common walls, this condo is exceptionally quiet and private. Newer Vinyl windows on the three exterior walls invite sunshine from all sides and provide cool summertime breezes. Unbeatable location- 1 block from Whyte Ave's cafés, restaurants, pubs and shops, Farmers Market, & groceries The street offers BRAND NEW SIDEWALKS PAVEMENT & BIKE PATH along 83Ave make for a nice community look and feel. Move in tomorrow! The SELLER is offering the BUYER a CHANCE to win $5000!!!
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I have listed a new property at 3197 WHITELAW DR in Edmonton.
NO CONDO FEES! I'm a meticulously maintained HALF DUPLEX located near schools and fantastic shopping 3 minutes away in Windermere. I feature nearly 1400 square feet of living space with 2 spacious bedrooms &2 MASTER BATHS and an open den on upper level. A beautiful main floor features the kitchen w/ stainless appliances, living room with gas fireplace, dining area and a powder room. The PROFESSIONALLY FINISHED BASEMENT includes a 3 pc bathroom and a large open family room with gorgeous tile/ WOOD LOOK floors and best of all, the work was done with permits! This home can easily convert into a 3 bedroom home by adding a few walls. Single car attached garage, with storage shelves helps to organize your life. The outside oasis features 2 decks, a pergola for shade, several FRUIT TREES including Apricot, Apple, Cherry, Hybrid Plum, Roses, Lilac, Raspberry and Strawberry bushes for abundant Summer harvest. This summer you can be enjoying someone else's labour and fruit!
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What Now?!? Mortgages in 2019

#HappyNewYear!  

As we begin 2019 many Canadians are wondering if they will achieve the dream of homeownership this year.  Will they meet qualifications?  Will they be able to save enough down payment?  Will they get good rates, or did they miss out on the rock bottom pricing of the last 18 months?  


There’s never a concrete answer when it comes torate; the economy, both national and international, is such a volatile creature but there are some things to be aware of that help to make a few predictions.


Bank of Canada has been aiming to bring it’s overnight rate back to the 2.5% to 3.5% range, what they consider “neutral”.  Currently, this rate is at 1.75%.  Each time the overnight rate moves so does the PRIME rate that banks use.  MOST have set their prime at 3.95%, although a couple is using higher…something to stay aware of when you are hearing of Prime MINUS XX.XX%.  All are not created equal.  With the hint of economic weakness in the air due to plunging #oilprices, vulnerable stock markets, and central bankers who have taken a more softened approach to interest hikes, the odds of reaching that “neutral” rate are dwindling for 2019.   


 With the large discounts available to borrowers in the Prime lending arena, (Prime minus 1.20% currently!!) many borrowers are going variable and planning to ride it out for the next five years, a trend that will likely continue through the first quarter of 2019.   Throughout the upcoming year, it’s likely that the spread will lessen between the fixed and the variable rates, due to one or two cautious hikes to the overnight rate, and that will make the 5 year fixed a more attractive choice (currently 3.49%!) .  


With an election in the near future, policymakers are likely to start listening to the #mortgage industry as we’ve been providing constant feedback since the new regulations came into effect.  There are areas that need to be moderated but the current regulations are putting some categories of borrowers at a large disadvantage, primarily #firsttimehomebuyers, and borrowers who are looking for a #renewalmortgage on their current expiring mortgage.  Pay close attention to candidates that build part of their election on the housing/mortgage industry platform…it has a far-reaching effect on our country and the ability of the average Canadian to buy a home.  


As for the other questions asked by many on the eve of this New Year regarding whether they qualify, their down payment capabilities, etc., these are the types of questions that require some discussion with a professional.   The attached article discusses automation as a breakthrough in the mortgage industry.  There may or may not be some truth to this, but I believe that relationships, great customer service, expert advice tailored to each individual, combined with the same great rates you can find through automation, will always be the way a majority of Canadians want to deal with their finances.  Some clients make that initial phone call and they are ready to buy, everything is exactly as it needs to be…but others need to be worked with side by side from the brink of Bankruptcy to a place where they buy their dream home with 5% down and AA+ rates.  #Selfemployed borrowers are a set of buyers who will especially benefit from the guidance of a #mortgagebroker.  Navigating the documentation and requirements needed for this particular group is a complex and potentially confusing job. 


Let’s also consider that the ready to go buyer may benefit from some consideration into what term of a mortgage is best, what penalties they’ll pay if they move during their initial term, can they switch this property into a rental at some point, etc.  These are questions best answered by a professional, by someone asking the right questions.  Through the process of building a relationship with the team who will take you to the next step on your journey, these questions and more become a part of the conversation.  Building a team of an experienced #Mortgageexpert and a top-notch professional #Realtor helps make for the smoothest experience.  Five Star Service Every Time! 

Written by 

Rhelda Baschuk, 

rhelda@enrichmortgage.ca

Enrich Mortgage Group    Mortgage Alliance   

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I have listed a new property at 4708 51 AVE in Waskatenau.
Affordable ownership in Waskatenau finds this beautiful 2+1 bed bilevel home w/quaint Coved ceilings and archways adding charm and class to your living space, with an open, bright kitchen with lots of natural light. Updates include NEW Roof 2017, NEW Electrical upgrade to 100 Amp 2015, NEW dishwasher 2018, NEW washer & dryer 2016, fresh paint and new laminate flooring in bedrooms. Features include a partially finished basement, w/a fully finished bedroom, partially finished laundry, rec room, & cold storage. Private back yard w/fabulous foliage coverage, several detached sheds, and a gorgeous chain link fenced dog run that's 32 X 12 feet. Attached carport protects you from the winter elements, and allows for some storage.
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I have listed a new property at 5 PARK LANE in Sherwood Park.
Sub-dividable lot with 2 titles,allows potential for duplex development with R2A zoning.The property currently features a Bi-level home that's been meticulously maintained, in Broadmoor Estates, backing onto a greenbelt! Walking distance to Festival Place, Leisure Center, Arenas, great playgrounds, and a Public Library. Conveniently walk your dog for miles, just out your front gate! This home is in great shape and has a sun-room to ensure lots of natural light infuses the living space. With some fabulous features such as cheater en-suite, air conditioning, gas stove, built in vacuum, laundry chute, newer windows and roof. Outside you will find an oversize detached/insulated garage, beautiful brick inlaid driveway, hedged in and VERY PRIVATE gardens, the lawn/gardens are irrigated and adorned by concrete curbing, a fire pit, a fenced off dog run, and colorful mature landscaping to complete the package.
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I have listed a new property at 9 8304 107 ST in Edmonton.
Magnificent fully furnished 2-Bedroom “Penthouse” with balcony and now shared walls is completely updated & situated in Edmonton’s top-rated Garneau community. This beautiful fully furnished suite is a sunny home where you’ll enjoy every minute. Step out and you’re close to everything you could desire: Whyte Avenue a stone’s throw away, the University of Alberta campus an easy walk, and quick access to LRT, transit, river valley, and downtown. The condo includes everything you need to move straight in, including in-suite laundry, linens and a fully equipped kitchen. A quiet brick building with elegant crown mouldings, slate-tiled entrances and natural light throughout the common areas. On the top floor, this condo is exceptionally quiet and private. Vinyl windows on the three sides invite sunshine all day and open to let in fresh air. Unbeatable location near cafés, restaurants and shops, Farmers Market, groceries and world-class healthcare facilities.Perfect for a young professional,professor or student
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